diff --git a/fs/ext4/dir.c b/fs/ext4/dir.c
index c17855fead7b..90beca85c416 100644
--- a/fs/ext4/dir.c
+++ b/fs/ext4/dir.c
@@ -125,12 +125,14 @@ static int ext4_readdir(struct file *file, struct dir_context *ctx)
 		if (err != ERR_BAD_DX_DIR) {
 			return err;
 		}
-		/*
-		 * We don't set the inode dirty flag since it's not
-		 * critical that it get flushed back to the disk.
-		 */
-		ext4_clear_inode_flag(file_inode(file),
-				      EXT4_INODE_INDEX);
+		/* Can we just clear INDEX flag to ignore htree information? */
+		if (!ext4_has_metadata_csum(sb)) {
+			/*
+			 * We don't set the inode dirty flag since it's not
+			 * critical that it gets flushed back to the disk.
+			 */
+			ext4_clear_inode_flag(inode, EXT4_INODE_INDEX);
+		}
 	}
 
 	if (ext4_has_inline_data(inode)) {
diff --git a/fs/ext4/ext4.h b/fs/ext4/ext4.h
index 95ef26b39e69..fcee1f9c7fe3 100644
--- a/fs/ext4/ext4.h
+++ b/fs/ext4/ext4.h
@@ -2386,8 +2386,11 @@ void ext4_insert_dentry(struct inode *inode,
 			struct ext4_filename *fname);
 static inline void ext4_update_dx_flag(struct inode *inode)
 {
-	if (!ext4_has_feature_dir_index(inode->i_sb))
+	if (!ext4_has_feature_dir_index(inode->i_sb)) {
+		/* ext4_iget() should have caught this... */
+		WARN_ON_ONCE(ext4_has_feature_metadata_csum(inode->i_sb));
 		ext4_clear_inode_flag(inode, EXT4_INODE_INDEX);
+	}
 }
 static const unsigned char ext4_filetype_table[] = {
 	DT_UNKNOWN, DT_REG, DT_DIR, DT_CHR, DT_BLK, DT_FIFO, DT_SOCK, DT_LNK
diff --git a/fs/ext4/inode.c b/fs/ext4/inode.c
index a91b8404d3dc..57118ba82929 100644
--- a/fs/ext4/inode.c
+++ b/fs/ext4/inode.c
@@ -4817,6 +4817,18 @@ struct inode *ext4_iget(struct super_block *sb, unsigned long ino)
 		ret = -EFSCORRUPTED;
 		goto bad_inode;
 	}
+	/*
+	 * If dir_index is not enabled but there's dir with INDEX flag set,
+	 * we'd normally treat htree data as empty space. But with metadata
+	 * checksumming that corrupts checksums so forbid that.
+	 */
+	if (!ext4_has_feature_dir_index(sb) && ext4_has_metadata_csum(sb) &&
+	    ext4_test_inode_flag(inode, EXT4_INODE_INDEX)) {
+		EXT4_ERROR_INODE(inode,
+				 "iget: Dir with htree data on filesystem without dir_index feature.");
+		ret = -EFSCORRUPTED;
+		goto bad_inode;
+	}
 	ei->i_disksize = inode->i_size;
 #ifdef CONFIG_QUOTA
 	ei->i_reserved_quota = 0;
diff --git a/fs/ext4/namei.c b/fs/ext4/namei.c
index 0b5c36bd5418..a7b7e0783eed 100644
--- a/fs/ext4/namei.c
+++ b/fs/ext4/namei.c
@@ -2094,6 +2094,13 @@ static int ext4_add_entry(handle_t *handle, struct dentry *dentry,
 		retval = ext4_dx_add_entry(handle, &fname, dir, inode);
 		if (!retval || (retval != ERR_BAD_DX_DIR))
 			goto out;
+		/* Can we just ignore htree data? */
+		if (ext4_has_metadata_csum(sb)) {
+			EXT4_ERROR_INODE(dir,
+				"Directory has corrupted htree index.");
+			retval = -EFSCORRUPTED;
+			goto out;
+		}
 		ext4_clear_inode_flag(dir, EXT4_INODE_INDEX);
 		dx_fallback++;
 		ext4_mark_inode_dirty(handle, dir);