diff --git a/fs/ext4/super.c b/fs/ext4/super.c
index 086fcbe2c576..ffc985d78137 100644
--- a/fs/ext4/super.c
+++ b/fs/ext4/super.c
@@ -3456,7 +3456,8 @@ int ext4_calculate_overhead(struct super_block *sb)
 	 */
 	if (sbi->s_journal && !sbi->journal_bdev)
 		overhead += EXT4_NUM_B2C(sbi, sbi->s_journal->j_maxlen);
-	else if (ext4_has_feature_journal(sb) && !sbi->s_journal) {
+	else if (ext4_has_feature_journal(sb) && !sbi->s_journal && j_inum) {
+		/* j_inum for internal journal is non-zero */
 		j_inode = ext4_get_journal_inode(sb, j_inum);
 		if (j_inode) {
 			j_blocks = j_inode->i_size >> sb->s_blocksize_bits;