diff --git a/fs/namei.c b/fs/namei.c
index 2ea15d043412..66e0fe262a89 100644
--- a/fs/namei.c
+++ b/fs/namei.c
@@ -3523,6 +3523,8 @@ struct dentry *vfs_tmpfile(struct user_namespace *mnt_userns,
 	child = d_alloc(dentry, &slash_name);
 	if (unlikely(!child))
 		goto out_err;
+	if (!IS_POSIXACL(dir))
+		mode &= ~current_umask();
 	error = dir->i_op->tmpfile(mnt_userns, dir, child, mode);
 	if (error)
 		goto out_err;